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Budgeting

Keep your finances on track with these budgeting articles, featuring activities focused on inflation, the 50/30/20 rule, savings, college & living costs, income & expenses, and more.

Get tips to decide where you should splurge and where you should save.
Quality vs Cost

Banzai Plus

90 min read
Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like identity fraud and purchasing auto insurance.
Banzai Plus
Everyone spends money, but many people don't know how to track how much they're spending or how to prioritize it.
Planning For Expenses
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
The Upside of Frugality

Banzai Teen

80 min read
Save enough money for college registration while navigating various financially-focused scenarios from getting a job and going out to eat to renting an apartment.
Banzai Teen
Federal Income Taxes are charged on all taxable income in a given year. These funds are used for public goods and services.
Federal Income Taxes
Learn about income and expenses and why they're fundamental in maintaining a budget.
Income and Expenses

Using Credit

5 min read
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Using Credit
How much mortgage can you afford? Find out with our mortgage affordability calculator! Learn about key factors like DTI and credit score to understand your mortgage affordability.
Mortgage Affordability Calculator

Know Your Net Worth

3 min activity
Discover your net worth based on your assets and liabilities, and learn how it fits into your overall financial wellness.
Know Your Net Worth
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
8 Tips to Reduce Your Food Bill
A certificate of deposit or share certificate can be a great way to earn a high interest rate, but both require patience.
Share Certificates & CDs
Learn the basics of cybersecurity to keep your personal and financial information safe online.
Protect Yourself Online
Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
How to Avoid Predatory Lending
Learn how different savings accounts can help pave the way to financial security.
Savings Accounts

Savings Calculator

1 min activity
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
Savings Calculator
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.
7 Tips to Lower Your Utility Bill