Using Credit
5 min read
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Topic
Budgeting
Keep your finances on track with these budgeting articles, featuring activities focused on inflation, the 50/30/20 rule, savings, college & living costs, income & expenses, and more.
Teach Financial Literacy at Home
3 min read
Teaching your family to be financially literate is as simple as involving them in everyday financial decisions.
Financial Wellness Assessment
2 min activity
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
The Cost of a Wedding
5 min activity
Broaden your knowledge of what costs affect your wedding plans and budget.
Auto Loan Affordability Calculator
2 min activity
Simplify car shopping using our car payment affordability calculator. This car loan affordability calculator helps make smart purchases!.
Teaching Children About Money
6 min read
These 6 activities teach spending, saving, and investing to kids.
What's Next for Cryptocurrency?
10 min read
Learn everything you need to know about the next big crypto trends.
Budget Calculator
6 min activity
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Quality vs Cost
3 min read
Get tips to decide where you should splurge and where you should save.
Stock Market Basics
4 min read
Learn how to buy & sell stocks so you can start investing your money.
4 Tips for Using Peer-to-Peer Payment Apps
3 min read
Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”
Handling High Inflation
4 min read
What should I do when faced with high inflation and rising prices?
Borrowing Money for Youth
5 min read
It’s important to understand how borrowing money works so that you can do so safely when needed.
How Does Amortization Work?
5 min read
Learn how amortization works to spread payments over time.
Auto Refinance Calculator (Term)
2 min activity
Can refinancing your auto loan help you get out of debt faster?
The Cost of Baby’s First Year
3 min activity
Find out how much you need to save for a new baby!
Banzai Plus
90 min activity
Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like identity fraud and purchasing auto insurance.
course
Preparing for a Recession
8 min read
How do I know if I could handle a major economic downturn?
Planning For Expenses
3 min read
Everyone spends money, but many people don't know how to track how much they're spending or how to prioritize it.
Personal Loan Calculator
2 min activity
Learn what to expect with different monthly payments to your personal loans.
While It’s comfortable to assume you’ll never have to face natural disaster, it’s much better to prepare.
The Upside of Frugality
2 min read
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
The Cost of College Life
3 min read
Going to college incurs a lot of expenses you might not have thought about.
Banzai Teen
80 min activity
Save enough money for college registration while navigating various financially-focused scenarios from getting a job and going out to eat to renting an apartment.
course
Federal Income Taxes
3 min read
Federal Income Taxes are charged on all taxable income in a given year. These funds are used for public goods and services.
Earning Extra Income
3 min activity
Explore your options for earning extra income and see how much you could bring in every month.
Income and Expenses
3 min read
Learn about income and expenses and why they're fundamental in maintaining a budget.
Mortgage Affordability Calculator
7 min activity
How much mortgage can you afford? Find out with our mortgage affordability calculator! Learn about key factors like DTI and credit score to understand your mortgage affordability.
Donating to Charity
5 min read
Ensure your donations get to those who need it most.
Health Insurance Surprise Billing
5 min read
Protect yourself against health insurance surprise billing by learning how to happens.
Credit Card Payoff Calculator
1 min activity
How long will it take to pay off a credit card?
Finding Funds in an Emergency
3 min read
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
What Is Inflation?
2 min read
Inflation happens when prices increase and purchasing power decreases.
Know Your Net Worth
3 min activity
Discover your net worth based on your assets and liabilities, and learn how it fits into your overall financial wellness.
What a Car Loan Costs
5 min read
Gearing up to get a car loan is the key to getting wheels.
Grocery Budget Assessment
3 min activity
Evaluate your grocery spending and set a realistic budget based on food costs.
8 Tips to Reduce Your Food Bill
4 min read
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
Share Certificates & CDs
2 min read
A certificate of deposit or share certificate can be a great way to earn a high interest rate, but both require patience.
Rent Affordability Calculator
2 min activity
Learn how much you can afford to pay for rent and how that relates to the recommended amount.
Protect Yourself Online
3 min read
Learn the basics of cybersecurity to keep your personal and financial information safe online.
Estate Planning Checklist
5 min activity
Practically everyone has an estate. Make sure your estate is taken care of when you're gone.
How Do I Build Credit?
5 min activity
Learn how to build your credit score from scratch or boost your decent score.
How to Avoid Predatory Lending
5 min read
Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
Repairing Credit
5 min activity
Learn how to repair your credit score when it's gone awry.
Saving With A Purpose
3 min activity
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Early Mortgage Payoff Calculator
2 min activity
The quicker you payoff your mortgage, the less you'll pay in interest.
Savings Accounts
5 min read
Learn how different savings accounts can help pave the way to financial security.
Savings Calculator
1 min activity
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
Holiday Budgeting 101
3 min read
Think through your holiday spending to avoid going into debt (and feeling regret!)
50/30/20 Calculator
1 min activity
Learn how to apply the 50/30/20 budget for effective money management. Our free 50/30/20 rule calculator makes budgeting easy.
For Kids: Earning Income
5 min read
Earning income is the first step to creating a budget.
7 Tips to Lower Your Utility Bill
4 min read
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.
What Auto Loan Can I Afford?
7 min activity
Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number.
Saving Money for Youth
2 min read
Saving money is easier when you’re motivated by a specific goal.